Links to www.swisslife.com About the Swiss Life Group Shareholders & Analysts
 

 
Dearborn National - USA
 
Logo Dearborn National
 
  • Established in 1969, headquartered in Illinois, USA. Dearborn National is a wholly owned subsidiary of Health Care Service Corporation (HCSC), a Mutual Legal Reserve Company, one of the largest health care insurance providers in the United States, with 12.4 million members.
  • Dearborn National is among the country’s leading providers of group benefits insurance programmes.
  • More than 70,000 in-force groups, insuring over 3 million employees.
  • Licensed in 50 states, the District of Columbia and both the U.S. and British Virgin Islands.
  • The Dearborn National companies underwriting and offering insurance products and services have received the following ratings: A.M. Best rating of “A+” (superior) Dearborn National, in December, 2008. In its most recent report Standard & Poor’s assigns Dearborn National a financial strength rating of “A+” (strong).
  • All insurance programmes can be pooled, with the exception of voluntary benefit programmes (100% employee paid). Dearborn National offers group life, disability and dental employee benefits programmes.
  • Partner of the Swiss Life Network since 2006.

Special Advantages
  • Competitive in all group sizes.
  • Diverse and expansive product portfolio.
  • Administrative solutions including self administration, list billing and Internet administration options.
  • Beneficiary Resource Services (grief, legal and financial counselling for group life beneficiaries).
  • Disability Resource Services (online information resources for all STD and LTD insureds plus counselling for those on LTD disability claim).
  • Value-added services available with Group Life plans.
  • Telephonic and face-to-face employee assistance programmes.
  • Largest national dental network with over 140,000 providers.
  • Your Online Benefits portal that allows employers and employees to manage benefits online.

Coverages & Products
Types of Benefit
Coverage available and poolable:

  • Group Life
  • Accidental Death & Dismemberment (rider)
  • Dependent Life (rider)
  • Supplemental Life (rider)
  • Short-Term Disability
  • Long-Term Disability Pension
  • Group Dental


Coverage available:

  • Voluntary Life, Dental, Disability and Critical Illness Benefits (partially and fully employee paid)

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