Links to www.swisslife.com About the Swiss Life Group Shareholders & Analysts
 

 
Danica Pension - Denmark
 
Logo Danica Pension
 
  • Denmark’s largest and leading insurance company by premium income and assets.
  • Part of the Danske Bank Group, Denmark’s largest financial services firm.
  • Over 150 years of experience in the life and pensions market.
  • Specializes in pension and employee benefits schemes, life, disability and health insurance.
  • Premium income in 2008 exceeded EUR 2.9 billion; total assets at the end of 2008 exceeded EUR 32 billion.
  • Market share in 2008 of 32% in terms of total premium income.
  • Approximately 600,000 policyholders.
  • Rated A+ (strong) by Standard & Poor’s.
  • Member of the Swiss Life Network since 1986.

 
Special Advantages
  • Three products for retirement savings – Danica Traditionel (guaranteed rate of interest), Danica Link and Danica Balance (savings are invested in equities and bonds depending on the risk profile and retirement age of the individual insured. When the person is young, investment is made mostly in equities and when retirement age approaches mostly in bonds).
  • A unique service concept offering assistance with pension policy, service agreement, status meetings, attitude surveys, pension seminars for decision makers, several web solutions, short processing time including week penalties and individual advice including needs analysis.
  • Non-life insurance (through Danske Forsikring).
  • First pension company in Denmark to publish all administrative expenses related to pension schemes. All direct and indirect expenses are available and transparent to all clients.
  • Think Nordic”, an employee benefit concept offering Danica’s Nordic clients economies of scale, tailor-made products, professional advice, centralised approach and simplified administration.

Coverages and Products
Types of Benefit
Coverage available and poolable:

  • Old Age Pension / Lump Sum
  • Group Life and Survivors’ Pension (rider)
  • Disability Pension / Lump Sum (LTD – rider)
  • Endowment


Coverage available:

  • Medical / Critical Illness
  • Expatriate Schemes

Financial Products
Product available:

  • Unit-Linked Product (risk part poolable)

Product available via associate:

  • Pooled Investment Funds
  • Individual Custody Account
  • Company–Specific Portfolios

Website